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Details Of The Citi Upromise Card Application

The Citi Upromise Card, issued by Citibank, is intended for use by those who have very good credit and want to take advantage of its built-in college savings reward program. Enrollment in the Upromise program allows cardholders to earn a 10% rebate on select purchases. With over 7,000 grocery and drugstore items, a 2% rebate on gasoline purchased at Exxon and Mobil, and a 1% rebate on other purchases, your account can quickly build up a nice college fund for the future.

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The card has an introductory interest rate of 0% that also applies to any balance transfers and has no annual fee. The introductory rate is good for one year, and is followed by a variable rate of 11.99% on purchases, and a minimum of 19.9% on cash advances. Balance transfers requested after the introductory period are subject to a 3% charge with a minimum of $5 and maximum of $75. Other benefits of the Citi Upromise card include travel accident insurance up to $1000,000, auto rental insurance, and other services related to travel and emergency assistance. It also offers student discounts on selected products and services through participating merchants and retailers.

The 1% college savings from Citi that are shown on your Citi Upromise World MasterCard statement each month will be displayed in your Upromise account as "pending" within 5 business days of your Citi statement closing date. In general, you should see your 1% Citi college savings move from a pending status in your account within 45 days from the statement closing date on your Citi credit card bill. The 10% Citi contributions will not be shown on your Citi Upromise World MasterCard statement. However, you will be able to view this information in the Account Details section of your Upromise account within 60 days of the eligible purchase transaction. If you ever have any questions about the 1% Citi college savings you earned, 5114. If you have questions about the 10% Citi contributions you earned, 3809.

Travel Agency
Participants in the rewards program can expect to receive between 1% and 10% in rebates with a maximum annual rebate of $300 on grocery and drug store items. Gasoline purchases are unlimited. Some of the other extra that a cardholder receives with this card include:

Booking destination activities is a separate transaction to your flights, hotels or other bookings on this site. When you have chosen your selected travel product, a booking form automatically appears, please enter your credit card details as requested. Once you submit your booking and the product becomes confirmed, your credit card is automatically changed. Your statement will show Viator as the merchant.

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. Access to your account online

You will earn 10% college savings on Upromise participating grocery and drug store items when you a) purchase such items in accordance with any manufacturer contribution requirements, b) use your Citi Upromise World MasterCard to make such purchase at Upromise participating grocery and drug stores and c) use a grocery or drug store loyalty card registered in your Upromise account at checkout if the participating grocery or drug store offers a loyalty card. Please note that your Citi Upromise World MasterCard and your grocery and drug store loyalty cards must be registered in the same Upromise account.

Flight Booking . Solutions to identity theft

Upromise does not guarantee that completing an application for credit will result in your receiving a loan or credit card from a Lender.

Travel Agent . Protection from fraud

For North America, there's the Savers Guide and Travel Guide. The Savers Guide includes an FV Entertainment card and shows you onscreen where you can use it to get discounts. The Travel Guide contains Fodor's information, such as restaurant and hotel ratings, Interest, you'll get a detailed description and rating of it, not just an address and phone number.

Hotel Chicago . Automatic payment of your bill

Online Booking . A year end financial statement if requested

Travel Health Insurance . No cardholder liability for unauthorized transactions

Hotel Reservation . Your photo on the card (optional)

London Hotel Booking . Travel and accident insurance up to $1,000,000

Discount Travel . Insurance for car rental

Orlando Hotel . Emergency assistance and travel services

Booking Agency . Medical and legal referral services

International Travel Medical . Assistance with lost baggage

New York Hotel . Replacement of lost cash

Online Travel Booking . Emergency replacement of your card

Travel Medical Insurance . Reporting of lost and stolen cards

Miami Hotel . Auto rental discounts

Air Deccan Booking . Student discounts at participating merchants and retailers

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With the rewards program connected to this card, the minor disadvantages are but an inconvenience. What better way to save for college than by using your credit card? It's simple, convenient, and it doesn't have an annual fee.

Las Vegas Nv Hotel
For more information or to obtain the Citi Upromise Card application, Joshua Shapiro recommends Find Credit Cards.

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