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In addition to such things as counter services and a place to deposit cash, banks typically offer small businesses advice and can help them grow and expand. Deposits grew by six per cent last year to á41.3 billion and lending rose by ten per cent to á8.8 billion. In addition to the growth in relationships last year, 41 per cent of SMEs were now found to use online banking in addition to counter services as banking support for SMEs grew in 2005.

Travel Agency (AXcess News) Scottsdale, AZ - According to technology researcher, In-Stat, VoIP service is Asia will grow at a rate of $1 billion per year through 2009.

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Cheap Hotel The market for VoIP services in Asia continues to show strong growth, as total revenue is expected to rise from nearly US$5.5 billion in 2004 to over US$10 billion by 2009, In-Stat said.

8mong many firsts for the group market, the new technology platform enables consumers to do something that other sites haven k allowed to book travel and accommodations for more than five rooms in a single online session. Featuring more than 56, 000 hotels, including 7, time group rates, Groople is primed to become the industry largest automated solution for unmanaged group leisure travel, a market estimated at $18 billion to $24 billion. Under its hosted inventory and commission models, Groople generates group bookings niche by niche for hotels and plans to add air, car, cruise, bus and rail later this year.

Flight Booking Currently, long distance calls, initiated from either traditional PSTN terminals or full IP local loops but carried over IP backbones to recipients' local networks, create the bulk of VoIP business in Asia, providing for 85.4% of total revenue in 2004, the high-tech market research firm says.

" South trade has been growing at 11 per cent a year for the past decade. Africa's trade with Asia, for example, trebled from $6 billion to nearly $18 billion in the last decade. South trade now represents approximately 40 per cent of the trade of developing countries, " he said.

Travel Agent "By contrast, adoption of local VoIP services is slow due to regulatory barriers in many countries and the dominance of incumbent players," says Victor Liu, In-Stat analyst. "In Japan, however, competitive service providers such as Yahoo! BB have demonstrated how they can creatively leverage technological advantages to introduce new services and woo customers in a loose regulatory framework."

But sales of pet supplies, cosmetics and fragrances will increase faster than other categories at growth rates of over 30 percent, the report found. Last year, online sales rose 25 percent to $176.4 billion, with 28 percent growth in online purchases excluding travel. Total Internet sales in 2004 and 2003 reached $141.4 billion and $114.1 billion, respectively, Silverman said. "I think we're still looking for the next several years (for) growth over 20 percent per year, " he said, adding that growth closer to 30 percent was probably not sustainable.

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